These values drive every calculation across all tabs. Update at the start of each fiscal year.
✓ Saved
How to Use This System
Annual Planning Workflow:
1Settings — Set your community parameters, dues level, and financial assumptions for the year.
2Annual Budget — Enter your operating budget line by line. Update actuals throughout the year to track spending.
3Capital Plan — List all planned one-time projects with estimated costs and target years.
4Reserve Forecast — Auto-calculated 10-year reserve trajectory. No editing needed — just review and act.
5Scenarios — Test different dues levels and model what happens if homeowners go delinquent on dues.
🏠Homeowner View — A clean, shareable summary of the budget and financials suitable for homeowners. Print or show on screen.
Operating Budget
Click any dollar amount or name to edit inline. Track actuals throughout the year.
Budget Breakdown
2026 budget by category
$0
total budget
Budget vs. Actuals YTD
Per-Household Breakdown
Capital projects are one-time expenditures drawn from your reserve fund. These are separate from operating expenses. All costs are inflation-adjusted from their base estimates.
Capital Projects
Add, edit, or defer planned projects. Inflated costs calculate automatically.
Capital Spending by Year
Inflated cost — draws from reserve fund
Project Summary
Auto-calculated from your Budget, Capital Plan, and Settings. No editing needed here — adjust inputs in the other tabs.
10-Year Reserve Trajectory
Reserve BalanceMinimum TargetCapital project years
Year-by-Year Detail
What-If Controls
Annual dues per lot
$1,800
$150 / month per lot
$1,500$2,000$2,500
Custom:/lot/yr
Delinquent lots (not paying dues)
0 lots
No impact
048 lots
Reserve Trajectory — Scenario vs. Current Plan
Current planScenario$30k min
All Standard Dues Scenarios
Dues Payment Tracker
$900/lot · H1 due January · H2 due July
Lot #
Owner
H1 Status
H2 Status
Balance Due
Actions
Impact Fee Revenue
Variable fees attributed to specific capital projects based on construction sq footage
Date
Lot #
Owner
Project
Sq Ft
Amount
Notes
No transaction entry needed. The treasurer periodically logs the actual bank balance — the system compares it against the reserve model so every board member can see whether the account is on track.
Balance History
Actual balance vs. what the reserve model projects for that year
New Balance Entry
Date
Notes
Actual Balance
Model Expected (YE)
Variance
Actual vs. Model Over Time
📚 Historical Actuals — 2018–2025
8-year operating history by category and line item. Use as reference during the annual budgeting process.
Capital Events — 2018–2025
Major one-time capital expenditures from the historical record.
Category Trend (2018–2025)
🔍 Vendor & Spending Ledger
Transaction-level history. Filter to research vendor patterns, category trends, or specific line items.
Add Ledger Entry
Add Capital Project
Today's dollars — inflation applied automatically
Leave blank to use the default capital inflation rate